Debt Collectors

2 articles from the Debt Payoff Planner blog.

Debt Collectors

Debt Validation Letter: What It Is and How to Mark It in Your Debt List

Debt validation letter basics: read the notice, check the 30-day dispute window, find the CFPB sample, and record the debt while you wait.

October 15, 2026 · 8 min read

Debt Collectors

Can Debt Collectors Garnish Your Wages? What It Does to Your Payoff List

Can debt collectors garnish wages? Usually only after a court judgment, capped by federal law. Here's what a garnishment does to your payoff list, worked out.

October 13, 2026 · 7 min read