Last updated: July 2026
The Debt Snowball Avalanche is a digital product consisting of a debt-payoff spreadsheet that tracks up to 40 debts, compares snowball and avalanche side by side, builds a payment schedule, and updates interest and payoff-date KPIs, delivered in both Excel and Google Sheets formats. Nothing physical is shipped.
After purchase you will receive an email at the address you provide at checkout containing a secure download link for each file on your order. Delivery is instant. If you do not receive your email, check your spam folder or contact us at support@debtpayoffplanner.site.
Your purchase grants you a personal, non-transferable license to use the product for your own personal or business use. You may not resell, redistribute, or share the product itself, in original or modified form.
No refunds on the Debt Snowball Avalanche or any order bump. The optional upgrade offered after checkout is the one exception, with a 90-day money-back guarantee. See our Refund Policy for details.
When you complete your order, your payment method is stored securely by our payment processor and linked to your customer record. We never see or hold your full card details.
Immediately after checkout you are shown one or more optional add-on offers. If you choose to accept one, the price shown on that page is charged to the payment method you just used, without asking you to enter it again. Nothing is charged unless you press the accept button on that offer. Declining takes you to your downloads with only your original order charged.
These are one-time charges, not a subscription, and no recurring or automatic payments are set up. Each add-on carries a 90-day money-back guarantee on that purchase, as described in our Refund Policy. By agreeing to these terms at checkout you consent to this arrangement.
All materials remain the intellectual property of Debt Snowball Avalanche. Microsoft Excel and Google Sheets are trademarks of their respective owners; this product is not affiliated with or endorsed by Microsoft or Google.
Questions about these terms: support@debtpayoffplanner.site
This website and the Debt Snowball Avalanche product are operated by:
Cosmo Suite Private Limited
Seller of record for INR orders
India
703, 7th Floor, Palm Court, Mehrauli-Gurgaon Road, Sector 16, Gurugram, Haryana 122007
GSTIN: 06AALCC4713G1ZT
Cosmo Suite Limited
Seller of record for USD / international orders
United Kingdom
71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom
For orders sold by Cosmo Suite Private Limited (INR orders), these terms are governed by the laws of India, with jurisdiction in the courts of Gurugram, Haryana.
For orders sold by Cosmo Suite Limited (USD / international orders), these terms are governed by the laws of England and Wales.
Contact: support@debtpayoffplanner.site